Sure Mortgage Capital is an investment vehicle used to participate in short-term commercial or multi-residential property mortgages. When used to complement your core investments, mortgage investments can help you achieve broader diversification, lower portfolio risk and improve long-term rates of return.
We have become increasingly popular with investors by providing:
- Predictable income. We distribute income monthly, which can be reinvested or used as a fixed income.
- Low volatility. Our mortgages are short term in nature (typically 12 months), which acts as a hedge against interest-rate risk and real estate market conditions.
- Security. Unlike a bond or a bond fund, our mortgage investments are secured by real property. We diversify our portfolios across several markets, types of mortgages and properties.
- Wealth preservation. Because mortgages have a low correlation with traditional assets, they can help to preserve your wealth, especially given the volatility of stocks and bonds.
Unlike some mortgage investment corporations or mutual funds, we originate, underwrite, and manage each of the mortgages we fund. Our due diligence focuses on a multitude of risk factors, including borrower experience, property value and market analysis. We combine this rigorous assessment with the qualitative judgment of our credit committee. If approved, investors still have the option to decline involvement in any particular loan.
